Insurance Built for Music Industry Professionals
Contractors Choice Agency was founded by former contractors and tradespeople who were tired of insurance agents who didn't understand specialized industries. Our music industry division was born when producers and studio owners told us the same story: standard brokers treated them like restaurants or retail shops, and their coverage reflected it.
Today we serve over 1,800 music producers, recording studios, and audio engineers across all 50 states. We're one of the few agencies in the country that actively understands producer E&O, vintage gear valuation, acoustic construction coverage, and media liability — because we've worked with hundreds of clients who taught us exactly what the music production world needs.
What Makes CCA Different
Music Industry Knowledge
We understand the difference between a Neve 1073 and a budget preamp — and why that matters for valuation and claims.
Producer E&O Access
One of the few agencies actively writing professional liability policies for music producers and audio engineers.
Vintage Gear Expertise
Proper scheduling and valuation of vintage/boutique equipment at current market value, not depreciated book value.
Same-Day Certificates
Label contracts, venue compliance, and festival requirements can't wait. We routinely issue COIs the same business day.
Plain-English Explanations
We explain what your policy actually covers and what it excludes — before you sign, not when you have a claim.
Claims Advocacy
When you file a claim, we advocate for fair settlement. We know how studios should value equipment and lost revenue.